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The better way to pay for your everyday life essentialsWe are a buy now pay later platform empowering every African to own life-enhancing everyday essentials.
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We are building the future of credit & next-gen digital commerce

3 in 5 customers lack access to credit. Available lenders are predatory. Frustrating and restrictive lending process from traditional banks.

Our mission is to make credit accessible and payment very convenient and effortless.
Get prequalified for credit in 5 mins
Shop online, on-the go and in-stores
Never miss out on your biills
Shop or pay bills easily anytime

Shop in our marketplace, on the go and in-stores

Marketplace
Pay on the webShop on any partner store and checkout seamlessly with the most convenient payment option - Odiopay
Pay Bills on the go
Shop or pay bills on the goShop conveniently on your phone. Get notifications on deals from your favourite stores. Manage your orders and get notified on your payment due date.
In-stores
Shop in-store anywhere with Odiopay Whether in a partner store or anywhere else, shop confidently with your Odiopay card.
Split payments in 4 with EnjoyNow
Odiopay offers a buy now pay later solution, enabling affordability and flexibility.
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Convenient payment options for life everyday essentials
EnjoyNow

Pay 25% today, get the item now and spread the payment over time. Simply submit your bank statement to see how much credit limit you qualify for.

Save to own

Build ownership over time through easy daily, weekly or monthly micro payments. We will keep the item for you, same price while you save to own selected product.

Make your next purchase with Odiopay

Make a down payment of 25% and get it now while you spread the payments over a period of time or simply save to buy using Odiopay

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Avoid the escalating prices when you pay in instalments with Odiopay
Make a minimum down payment and spread the payments over a period of time
Start saving
A huge marketplace to shop from

We partner with reputable merchants to bring you quality products at affordable prices, so you can indulge in the latest trends without breaking the bank.

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A huge marketplace to shop from

We partner with reputable merchants to bring you quality products at affordable prices, so you can indulge in the latest trends without breaking the bank.

Shop Now
Featured Categories
A huge marketplace to shop from

We partner with reputable merchants to bring you quality products at affordable prices, so you can indulge in the latest trends without breaking the bank.

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Get the super-power to buy now and pay later anywhere
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